.skip-link{
  position:absolute;top:12px;left:16px;z-index:10;
  padding:12px 18px;border-radius:8px;background:var(--gold);color:var(--navy-deep);
  font-weight:600;transform:translateY(-160%);
}
.skip-link:focus{transform:translateY(0);}
.legal-header{
  background:linear-gradient(165deg,var(--navy-mid),var(--navy-deep));
  color:#fff;padding:32px 24px 42px;
  border-bottom:3px solid var(--gold);
}
.legal-header-inner{max-width:800px;margin:0 auto;}
.legal-topline{display:flex;align-items:center;justify-content:space-between;gap:24px;}
.legal-brand{display:block;flex-shrink:0;}
.legal-brand img{width:180px;}
.back-link{display:inline-flex;align-items:center;min-height:44px;font-size:.88rem;color:var(--gold-soft);}
.back-link:hover{text-decoration:underline;text-underline-offset:4px;}
.legal-eyebrow{
  margin:36px 0 10px;color:var(--gold-soft);font-weight:600;
  font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;
}
.legal-header h1{margin:0;font-size:clamp(1.85rem,5.5vw,2.8rem);line-height:1.18;letter-spacing:-.035em;overflow-wrap:anywhere;}
.legal-intro{margin:14px 0 0;color:#d8d9e8;line-height:1.6;max-width:620px;font-size:.95rem;}
.legal-main{max-width:848px;margin:0 auto;padding:44px 24px 64px;line-height:1.75;overflow-wrap:anywhere;}
.legal-section + .legal-section{margin-top:32px;padding-top:28px;border-top:1px solid #dfdfe5;}
.legal-section h2{margin:0 0 14px;color:var(--navy);font-size:1.16rem;line-height:1.45;letter-spacing:-.015em;}
.legal-section h3{margin:22px 0 8px;color:var(--navy);font-size:1rem;line-height:1.5;}
.legal-section p{margin:0 0 14px;}
.legal-section p:last-child{margin-bottom:0;}
.legal-section address{font-style:normal;}
.legal-main a{color:var(--navy);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px;}
.legal-main a:hover{color:var(--navy-deep);text-decoration-thickness:2px;}
.legal-main ul{margin:12px 0 18px;padding-left:22px;}
.legal-main li + li{margin-top:8px;}
.legal-toc{
  margin-bottom:36px;padding:20px 24px;border:1px solid #e7e4d9;
  border-left:3px solid var(--gold);border-radius:0 12px 12px 0;background:#fff;
}
.legal-toc p{margin:0 0 8px;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--navy);}
.legal-toc ol{margin:0;padding-left:20px;font-size:.92rem;}
.legal-toc li{padding:4px 0;}
.legal-section{scroll-margin-top:24px;}
.legal-contact{padding:22px 24px;border:1px solid #e7e4d9;border-radius:14px;background:#fff;}
.legal-contact strong{color:var(--navy);}
.legal-contact p{margin-top:14px;}
.legal-date{margin-top:36px;color:#636372;font-size:.85rem;}
@media(max-width:400px){
  .legal-topline{align-items:flex-start;flex-direction:column;gap:12px;}
  .legal-eyebrow{margin-top:24px;}
  .legal-main{padding:32px 20px 48px;}
  .legal-contact{padding:18px;}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto;}}
@media print{
  .legal-header{background:none;color:#17182c;padding:0 0 20px;border-color:#17182c;}
  .legal-eyebrow,.legal-intro{color:#17182c;}
  .legal-main{max-width:none;padding:24px 0;font-size:10pt;}
  .legal-topline,.legal-toc,.footer,.skip-link{display:none;}
  .legal-section h2,.legal-section h3{break-after:avoid;}
  .legal-contact{break-inside:avoid;}
}